Making Changes To Your Travel Insurance Policy

Making changes to your travel insurance policy is a common practice. People often find that their needs change or they have made a mistake when originally purchasing their policy. Whatever the reason, it is usually pretty easy to make those changes to your policy.

If you need to make changes to your travel insurance policy, there are a few things you would need to take note of.

First and foremost, it's important that you contact your insurer as soon as possible to let them know of the changes. Depending on the nature of the change, they may be able to help you make the necessary changes.

Some of the scenarios that would lead to a change are:

• Updates to the contact information or traveling information of a specific individual
• Extra trip costs, such as new excursions or airline tickets, may be added
• Adding additional family members to the trip
• Changes in your return date

If you add trip expenses to your plan, you may face a price increase; but if your travel expenditures turn out to be lower than you expected, it is likely that your premium will be reduced - *depending on the policy that you have purchased.

• Your policy shows inaccurate information of your personal details
• You have made changes in destinations or trip dates
• The number of people covered by the policy needs to be changed
• Your trip costing has changed

The most crucial thing to remember is that you need full coverage for the duration of your journey. When you travel longer than anticipated or go to places not mentioned on the policy, revisions are vital.

If your travel dates and your travel destination have changed, it is best that you contact your insurer to make those changes for you.

If you are unsure about your travel plans, especially your return date, it is best to wait to purchase a policy until you have finalised these details. That way, you will not be overpaying for days or weeks that you are not actually going to use.

Rules vary among travel insurance policies regarding changes, thus it is important to check the terms and conditions within your policy

• Name of the traveller (misspelled)
• Changes to your health status
• the trip cost
• destinations
• number of people on the policy
• and trip dates (must be done before the departure date)

It is important that you contact your service provider immediately in the event of a change in your travel dates.

The change must be made before the originally scheduled departure date and before the updated departure date.

Your coverage may be affected if you forget to call on an earlier or later date, or call after the planned departure date.