A Schengen zone visa allows you to travel freely in up to 27 European countries - but to apply you must first have qualifying travel insurance with at least €30,000 of medical coverage, which must include repatriation of remains.
Schengen Travel Insurance
Schengen Travel Insurance Singapore
With Allianz 24/7 Global Assistance and Support, you'll get the help you need while overseas. From Covid-19 and other epidemics or pandemics, to injury, illness, flight cancellations and baggage delays, we will be with you.
Insurance for travelling in the Schengen zone and Europe
Allianz Travel Insurance for the Schengen zone and Europe
The joys of Europe, at your feet
With a full Schengen zone visa, you could be exploring Rome on Monday, shopping in Paris by Thursday, and lounging on a beach in Mallorca by Saturday. From visiting history-packed museums to skiing in the Alps, from night's out in Berlin to water sports in the south of France: the Schengen zone has it all. And a Schengen visa gives you the power to enjoy it.
Benefits Highlights
This table is a summarised list of all the benefits included in Allianz Travel. To view the full coverage details, please refer to the information provided here.
Basic
Designed for essential travel and medical coverages only
From S$ 18.50
Silver
Well-balanced coverages for most type of travels
From S$ 21
Platinum
Inclusive of an extensive scope of travel protection
From S$ 40
Core Benefits
Selected cover for epidemic and pandemic diseases (including COVID-19)*
Overseas Emergency Medical/Dental Coverage
You have to pay for emergency medical or dental treatment while on your trip.
With Selected Covid-19 Coverage*
You have to pay for emergency medical care (including Covid-19-related) or dental treatment while on your trip.
Any medical expenses incurred in Singapore will not be payable under this plan.
Up to S$ 200,000
Dental care maximum sublimit: S$ 250
Traditional Chinese Medicine sublimit: S$ 200
Up to S$ 500,000
Hospical cash: Up to S$ 1,000
Dental care maximum sublimit: S$ 250
Traditional Chinese Medicine sublimit: S$ 250
Up to S$ 1,000,000
Hospital cash: Up To S$ 2,000
Dental care maximum sublimit: S$ 250
Traditional Chinese Medicine sublimit: S$ 300
Trip Cancellation Coverage
You have to cancel your trip before you depart.
With Selected Covid-19 coverage*
You have to cancel your trip before you depart because you or your travelling companion are diagnosed with Covid-19 and/or are required to quarantine; or a family member is diagnosed with Covid-19 (or other covered reason)
Up to S$ 1,500
Up to S$ 5,000
Up to S$ 10,000
Travel Delay Coverage
Your travel plans are delayed while you are on your trip.
With Selected Covid-19 Coverage*
Your travel plans are delayed while you are on your trip because you or your travelling companion are diagnosed with Covid-19 and are required to quarantine (or other covered reason) - sublimits apply - please refer to the policy wording
Up to S$ 1,200
Up to S$ 1,600
Emergency Transportation Coverage
Transportation is needed following a medical emergency while on your trip.
With Selected Covid-19 Coverage
Transportation is needed following a medical emergency (including Covid-19 diagnosis, or other pandemic or epidemic) while on your trip. This includes emergency local emergency transportation and medical repatriation to Singapore if needed.
Up to S$ 1,000,000
Search and Rescue: S$ 10,000
Up to S$ 1,000,000
Search and Rescue: S$ 10,000
Up to S$ 1,000,000
Search and Rescue: S$ 10,000
More Benefits
Subject to the terms, conditions, exclusions and benefits limits of the policy wording. For more information please click on the Policy Wording to read the Allianz Travel Policy Wording.
*There is no cover for lockdowns, changes in government alert levels, quarantine or mandatory isolation applying to a population or part of a population.
Why is Allianz Travel Insurance suitable for Schengen zone travel?
*You must have travel insurance before you can proceed with your Schengen visa application.
**Subject to the terms, conditions, exclusions and benefits limits of the policy wording. For more information please click on the Policy Wording to read the Allianz Travel Policy Wording.
Choose from Basic, Silver, and Platinum policies
Allianz Travel Insurance offers products for every budget and need.
Platinum offers the highest level of cover - and peace of mind - with up to S$1,000,000 cover for Overseas Emergency and Dental (69 years old and below); up to S$15,000 if you need to cancel your trip before you depart; up to S$15,000 for trip interruption; and up to S$7,000 for baggage loss, damage and theft. It also includes cover for a number of other events. Please see the Policy Wording for details.
Silver cover includes the same benefits above, but with lower maximum limits. See Policy Wording for details.
Basic is ideal for those on a budget, with up to S$200,000 coverage for Overseas Emergency and Dental (69 years old and below). See Policy Wording for details.
Which countries are in Schengen?
The Schengen zone includes 27 countries: Austria, Belgium, Czech Republic, Croatia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
Documents required to apply for a Schengen visa
Visa application form - filled out and signed.
Two recent photos - taken within the last three months.
A valid passport not older than 10 years.
Reservations or itinerary - this must include the dates when you enter and exit Schengen, with flight numbers.
Certificate of travel insurance - with minimum 30,000-euro medical cover and repatriation of remains cover.
Proof of accommodation - this could be:
- Letter of invitation from the host you will be staying with
- Rental agreement
- A hostel or hotel booking
Proof of financial means
You must prove you have enough funds to cover your trip in the Schengen area.
- Bank account statement - showing sufficient funds, no older than 3 months.
- Sponsorship letter - confirming the sponsor or host will be supporting you financially for the duration of your trip to the Schengen area, accompanied by a bank statement from the sponsor, no older than 3 months.
- A combination of your bank account statement and letter of sponsorship.
Proof that visa fee has been paid - €80 for adults; €40 for children aged 6-12 years old.
You may not need a Schengen visa
Singaporean passport holders are permitted to enter the 27 Schengen area countries without obtaining a visa beforehand, providing no employment is sought. This visa-free entry means you can stay in the Schengen area for up to 90 days within 180 days, for the purposes of tourism, transit, family visits, or medical treatment.
Schengen visa holders will not need to supply any additional paperwork or apply for any other visas when crossing borders within the Schengen zone.
Schengen visa holders will not need to supply any additional paperwork or apply for any other visas when crossing borders within the Schengen zone.
Allianz Travel Insurance for European trips without Schengen visa
Allianz Travel Insurance offers a range of benefits for your trip to Europe, whether applying for a Schengen visa - or travelling visa-free on a Singapore passport.
- Our team is ready to help organise emergency medical assistance, 24/7
- Includes Selected Covid-19 Coverage**
- Advance payment for in-patient services, where accepted*
- Safeguard against travel delays, curtailments, and cancellations
- More than 30 years of travel insurance expertise
**Subject to the terms, conditions, exclusions and benefits limits of the policy wording. For more information please click on the Policy Wording to read the Allianz Travel Policy Wording.
FAQs
If you hold a Singaporean passport, you can visit the 27 Schengen zone nations for tourism purposes for 90 days without a visa. Singaporean passport holders can also visit the UK for up to six months without a visa.
You are permitted to stay in the Schengen area for 90 days within 180 days.
Yes, all Allianz Travel Insurance coverage levels meet Schengen visa requirements - and exceed the €30,000 minimum medical coverage.
As soon as you pay for your chosen travel insurance policy, we will send you your certificate of insurance by email - enabling you to continue with the Schengen visa application process.
Schengen visas are issued in either single-entry, double-entry or multiple-entry forms. A single-entry visa allows you to enter the Schengen area only once, and is indicated on the visa sticker by ‘01’. Double entry is indicated with ‘02’, and Multiple-entry visas, which permits two or more entries with ‘MULT’.
You may apply for a Schengen visa up to 90 days before departure. Applications should not be made less than two weeks before departure. To be on the safe side, it is recommended you apply as early as possible.
The four non-Schengen EU countries are Bulgaria, Romania, Cyprus, and Ireland. The UK is neither an EU nor Schengen member, but permits Singapore passport holders up to six months visa free entry.
You should submit your Schengen visa application at the consulate of the country you plan to base yourself in. If you normally reside in Singapore, for example, you should lodge your application with the consulate or embassy of your destination in Singapore.
If you plan to visit several Schengen states, you should apply for your visa in the country you plan to arrive in first.
A 'short stay' Schengen visa allows you to stay in the Schengen area for 90 days in a 180-day period.
The exact length of validity of your visa is shown under the heading Duration of visit. '01' indicates a single-entry visa; '02' a double-entry visa, and 'MULT' a multiple-entry visa.
As a rule of thumb, it will take 15 calendar days to process your visa application. However, it may take between 30 and 60 days in some cases.
Due to the possibility of a longer processing time, you should apply for your visa as early as possible.
Normally, at least three months' validity on your passport on the day you return home from the Schengen area. However, in rare circumstances - such as a family emergency - the consulate may permit the application to go ahead.
A Schengen visa might be ideal for people who live, work or study in Singapore, but do not hold a Singapore passport (and therefore do not benefit from visa-free entry to the 27 Schengen nations).
For example, those working or studying in Singapore with a Thai, Filipino or Vietnamese passport would need to apply for a Schengen visa to visit the Schengen area.
Are you a Singapore passport holder planning a trip to the Schengen area or Europe? If so, Allianz Travel Insurance is still a suitable option, with generous medical and dental coverage limits, and cover for cancellations, travel delays and curtailments - giving you complete peace of mind while you travel in Europe.
Allianz Travel Insurance offers travel cover for different needs:
Single Trip cover: Designed for people who are only likely to make one or two trips in the next year.
Annual cover: Coverage for a full 12 months, unlimited trips (maximum 90 days per trip).
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